How to get personal loan ? What is Personal loan ?

Personal loan


Personal loans are very helpful in achieving all the objectives of our life, such as planning a trip with our friends/family wherever we go, financial assistance for our own or our sister's/daughter's weddings at home, etc. Bank personal loans also provide facilities like quick loan approval and advance repayment of loan to make all these wishes come true. You can take a personal loan from Rs 50,000 to Rs 15 lakh with minimal documentation and prompt bank approval.

Eligibility Criteria for taking a personal loan:-


To take a personal loan from the bank, the minimum age of the person is 21 years and should have a correct set of documents like ID, income and residence proof (proof) among other documents.


When should I take a personal loan?


A personal loan is the best option for you if you are in urgent need or need money for a short period of time. It is a secured loan. The lender bases the details of the applicant such as age, income, current liabilities and credit score etc. Secured loan means that no time is spent in appraising the collateral in case of gold loan or loan against property. Although there are many types of loans, usually a personal loan is of just one type and you can avail it for any kind of requirement.  




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